Secure Your Home With Our Private Home Loans
At Aragon Home Loans, we specialise in helping aspiring homeowners obtain private home loans that fit their unique circumstances. Whether you’re a first-time buyer, a couple looking to upgrade, or someone seeking a flexible financing route beyond conventional banks, we’ve got you covered. Apply online, get pre-approved quickly, and close with clarity.
HOME LOAN REQUIREMENTS
Our home loans typically require a steady income, verifiable assets, and a manageable debt-to-income ratio. Minimum credit scores vary depending on other factors, and down-payment requirements depend on property type and loan amount. Because we’re a private lender, we can be more flexible than many banks. Ask us about your specific situation.
- Proof of income (pay-stubs, tax returns, or other verifiable income)
- Verification of assets (savings, investments, property)
- A property in a marketable condition (single-family, condo, or PUD, owner-occupied)
- Credit history review (while we may consider non-traditional credit factors)
- Down payment and closing cost considerations (varies by loan amount and property)
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What is the minimum down payment?
It depends on property and loan size; speak to our loan officer to get the most accurate number possible.
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What types of property qualify?
Single-family homes, condos, PUDs and certain multi-units (owner-occupied) are eligible subject to our underwriting.
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How long does closing take?
Typically 30–45 days from loan approval, depending on documentation and property factors.
